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Zip it now, pay later
A new way to pay that’s available online and lets you own it now and pay for it later! Repayments are as little as $10 a week with no upfront payment!
HERE's HOW
To shop using Zip, you need:
To be at least 18 years of age
To be an Australian citizen or permanent resident
To have a valid Facebook or PayPal account, in your own name
To have a valid debit card, in your own name
To have not declared bankruptcy or insolvency
Customer Services
If you still have another question and need to get in touch, please click here.
FAQ
1. What is Zip Pay
Zip Pay is a reuseable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle.
2. How does it work
Apply in moments and get approved for up to $1000 on the spot. Once approved, start shopping by selecting Zip at checkout. That's it - your purchase is all yours with nothing to pay today. Interest free always.
3. How do repayments work
Your first payment won't be due until the end of next month. When you open your account, we'll set up a monthly payment of $40 (or less if the amount you owe is under $40). This will come from your linked debit card on the last day of each month and run until your purchases are paid off.
Finally, if there's nothing owing on your account, there's nothing to pay. Your account simply remains active until you're ready to make a purchase.
4. What are the fees
Zip Pay is 100% interest free, always. There's a $6 monthly account fee, this monthly fee is waived if your closing balance is paid by the due date. No balance no fee. And you'll pay nothing upfront - there are no setup fees and no hidden charges.
If you don't meet your minimum monthly repayment, a $5 late fee may apply.
5. How do refunds work
Nasty Gal’s refund policy applies to all purchases paid with Zip. Once a refund has been processed, the refunded amount will appear back in your Zip account. If a refund puts your Zip account in credit, you can contact Zip to have the amount refunded back to your bank account instead.
